You have a legal right to request debt validation on an alleged debt.It is a violation of federal law for Verizon Collections to report inaccurate or incomplete information on your credit report.In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect a debt. There are strict regulations about what a debt collector can and cannot do in the United States. Your Rights When Dealing with Verizon Collections When this happens, if you don’t dispute the accounts with the credit bureaus and get them all removed, they will harm your credit score. With a collection account on your credit report, it will reduce your ability to qualify for new credit even more.ĭebt collectors often buy and sell debt from one another, so this can lead to multiple collections showing on your credit reports for the same account. Missed payments over several months will cause a hit to your credit score. Lexington Law knows that you have rights, and Verizon does too. You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA).
If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint. Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). It is also illegal for Verizon Collections to make any claims they cannot or will not follow through on – this includes threatening to sue you or foreclose on your home. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.
Some states allow wage garnishment, while others do not. It’s also quite possible that you may never hear from or have to deal with Verizon collections again.Ĭall Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores. They will help you dispute the Verizon collections account with the credit bureaus and possibly get it removed from your credit report. It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about.
Will Verizon Collections sue me or garnish my wages? They have deleted millions of negative items from companies like Verizon for millions of clients nationwide.Īnd they can help you too.
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The best way to handle this is to work with a professional credit repair service. Of course, there are times when it’s best to just pay the collection account, especially if it’s new and you’re sure that it’s legit. So instead of helping your credit, it could make it worse. And making payments on the collection account will reset the clock. Nothing good can come from speaking to a collection agency on the phone. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.Ĭall Lexington Law now to learn more: (800) 220-0084 Verizon Collections Contact Information Not only will they help you get Verizon collections removed, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. Lexington Law is a professional credit repair company that helps people fix their credit.
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